Are there any additional things I need to know before I appear in court?
I. Don’t wear a hat or head covering in the courtroom, unless for religious or medical reasons.

II. Don’t drink, eat, smoke, or chew gum while in the courtroom.

III. Do not wear heavy colognes or perfumes.

IV. Don’t bring drugs or alcohol into the courthouse. Don’t use drugs or alcohol before you come to court (unless medically prescribed).

V. Don’t bring guns, knives, or any other kind of weapon to court with you. Please note that there are metal detectors at the courthouses and deputies will search you and your bags when
you go through the security check-point.

VI. Don’t bring your cell phone or electronic devices such as blackberries, iPods, and MP3 players to court. Most counties ban them in court and will hold them in a room while you are in court. If you are allowed to bring your cell phone to court, turn it off before you walk into the courtroom. If your phone rings, vibrates, or disturbs the proceedings, court officials may take your device and you may have to pay a fine.

VII. Arrive on time.

VIII. Whenever possible, arrange for childcare prior to coming to court.

IX. Encourage all witnesses to arrive early for the hearing.

X. Stand up when the judge enters or leaves the room and remain standing until the judge leaves or says you can sit down.

XI. Because each county is different, make sure you follow any additional rules specific to that court.

Show All Answers

1. What is a Master-in-Equity?
2. What is a Special Referee?
3. What is a note?
4. What is a mortgage?
5. What is a real estate foreclosure?
6. Has a foreclosure been filed against me?
7. Can I represent myself in a Foreclosure Action?
8. Can I represent my business in a Foreclosure Action?
9. If I decide to represent myself in court, will the judge make me follow the same rules as an attorney in the courtroom?
10. What should I expect on the day of my hearing?
11. What do I say in court?
12. Are there any additional things I need to know before I appear in court?
13. How can an attorney help me through the foreclosure process?
14. How do I get an attorney if I cannot afford one?
15. I was just served with a Foreclosure Summons and Complaint. Now what?
16. Why are there other Defendants named in my foreclosure lawsuit?
17. Do I need to answer the Foreclosure Summons and Complaint in writing if my lender and I are in the process of settlement?
18. What is Foreclosure Intervention?
19. How do I know if my loan qualifies for Foreclosure Intervention?
20. How does the foreclosure process work in South Carolina?
21. What is the Home Affordable Modification Program (also known as HMP or HAMP), and why is it important to the South Carolina foreclosure process?
22. What are some things I can do to prevent foreclosure?
23. How long can I stay in my home if a foreclosure action has been filed against me and I cannot afford the payments?
24. I am a tenant with a lease living in a home in foreclosure, what are my rights?
25. Should I contact the lender's attorney?
26. Should I attend the hearing or trial?
27. Do I need to move out of my home on the day of my foreclosure hearing?
28. Can I attend the foreclosure sale?
29. When are foreclosure sales held?
30. If the Court sells my house at a foreclosure sale, could I still owe the lender money?
31. What if my home sells for less than I owe?
32. The judge told me at the hearing that a deficiency has been demanded. What does this mean?
33. The judge told me at the hearing that the lender is waiving its right to a deficiency judgment against me. What does this mean?
34. Can I challenge a deficiency judgment?
35. What if my home sells for more than I owe?
36. Do I have the right to contact the judge or his staff to discuss my case?